WOODBRIDGE, Va. -- Homeowners in Prince William County, one of the areas hardest hit by foreclosures, are seeking help to hold on to their homes, but experts said the crisis isn't over yet.

Stanley Hernandez is trying to avoid becoming another statistic in the still-growing foreclosure crisis.

When the carpet company for which he worked went out of business, he knew he would have trouble paying his $3,200-per-month mortgage on his Manassas home, so he called his lender.

"She said if I cannot pay the house, just leave the house. That's the first thing they said to me," Hernandez said. "I said, 'I don't want to leave the house.'"

Hernandez is getting help from a housing counselor at the nonprofit First Home Alliance. The organization's volunteers act as an intermediaries with lenders, helping homeowners get loans modified and interest rates reduced.

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"We are diligently working to try to help the community stay in their homes," said counselor Kaleta Lassiter. "Sometimes we have a few that we can't save, but in most instances, the services and the banks and the credit unions are working with us."

Prince William County has the most foreclosures in the Washington metro area -- between 6,000 and 7,000 in the last two years. Foreclosures are so prevalent that one real estate company even puts "Foreclosures R Us" on its listings.

Real estate agents with experience in foreclosure listings said the foreclosure crisis isn't over yet.

"We're not at the bottom yet here. Definitely, we're going to be in a foreclosure market for at least the next year, year and a half," said Susan Scheiffley at Keller Williams Reality.

Scheiffley is the county's top seller, in part because of foreclosures. She currently has 250 foreclosed homes listed.

"For buyers, it's phenomenal. We have never had this level of affordability in the last five years. We have, in popular areas, prices that have dropped as much as 60 percent," she said.